Own your home for less!

Welcome to MID AMERICA MORTGAGE SERVICES of ILLINOIS
ensuring your complete satisfaction since 1993!

You have options when choosing a mortgage lender…let our family
of professionals be your family’s first choice to own your home for less.

Conventional Loans
Advantages

• Monthly payments are fixed.
• Interest rate does not change.
• Protected if rates go up.
• Can refinance if rates go lower.

Disadvantages
• Higher interest rate
• Higher mortgage payment
• Rate doesn't go lower if rates improve.

VA Loans (No Down Payment)
Advantages
• 100% financing no money down.
• No PMI.
• Borrower can pay closing costs.
• Potential lower rate.

Disadvantages
• Must pay or finance VA funding fee.

USDA Loans (No Down Payment)

FHA Loans
Advantages
• 3.5 % down
• Lower Mortgage Insurance then conventional loan.

Illinois Residential Mortgage Licensee

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Mid America Mortgage Services
107 W Commercial Dr, Suite A, Carterville,IL 62918
Phone: (618) 985-2166 Toll Free: (888) 985-2166

Free Approval
618-985-2166